CCH® BENEFITS — 04/04/11
State Health Care Reform Update
from Spencerfs Benefits Reports: For the last few years, states have
been leading the way toward more comprehensive health care coverage to ensure
that more people have or can obtain health insurance. With the passage of
federal health care reform, states will have increasing responsibilities in
regard to employer-provided health insurance benefits. Spencerfs Benefits
Reports continues to provide regular updates about state health care
reform.
California. The UCLA Center for Health Policy Research finds that 4.7
million Californians, including both adults and children, likely will be
eligible in 2014 for new coverage options, either the health insurance exchange
or Medi-Cal expansion, because of the federal Patient Protection and Affordable
Care Act (ACA). For more information, visit http://healthpolicy.ucla.edu/NewsReleaseDetails.aspx?id=76
Colorado. Gov. John Hickenlooper and a bipartisan group of lawmakers
on March 21 announced that Colorado will forge ahead with implementing a health
care exchange system, as provided by the ACA. The Colorado Health Benefits
Exchange (CHBE) proposal would be independent of government, funded by gifts,
grants and donations starting with a federal grant. The nine-member CHBe would
be a sort of quasi-governmental agency consisting of Colorada residents who have
a background in health insurance and small business operations A new ten-member
legislative committee would also meet five times a year to review and approve
grants and a plan for the exchange. For more information, visit http://www.colorado.gov/cs/Satellite/GovHickenlooper/CBON/1249674240538.
Illinois. The statefs Health Care Reform Implementation Council
released it first set of recommendations on Jan. 31, 2011. These include
recommendations to operate a state-based health insurance exchange as a
quasi-governmental entity led by an appointed board of directors; to authorize
state insurance regulators to approve or deny health insurance rate increases,
and to require that insurance companies spend at least 80% of premiums on health
care for policy-holders. For more information, visit http://www2.illinois.gov/healthcarereform/.
Iowa. Iowa has become the eighth state to request relief from the
medical loss ratio (MLR) provision in the ACA). The state has requested a
reduction for 2011 in the MLR from 80% to 60%. Maine already has received a
waiver to reduce its MLR to 65%. Other states that have requested a waiver are
New Hampshire (reduction to 70%); Nevada (72%); Kentucky (65%); Florida (65%);
Georgia (65%); and North Dakota (65%). For more information, visit http://cciio.cms.gov/programs/marketreforms/mlr/index.html.
Kansas. Kansas and six other states will share in $241 million in
gearly innovatorh grants to help establish Health Insurance Exchanges under the
ACA. The seven grantees and amounts are as follows: Kansas Insurance Department,
$31,537,465; Maryland Department of Health and Mental Hygiene, $6,227,454; a
multi-state consortium involving the University of Massachusetts Medical School,
$35,591,333; New York Department of Health, $27,431,432; Oklahoma Health Care
Authority, $54,582,269; Oregon Health Authority, $48,096,307; and Wisconsin
Department of Health Services, $37,757,266. For more information, visit www.HealthCare.gov/news/factsheets/exchanges02162011a.html.
Maryland. Lt. Gov. Anthony Brown, other state officials and members of
Maryland Health Care for All Coalition have begun a campaign to spread the word
about tax credits available to small businesses under the ACA. Health officials
believe that 66,000 small businesses (80% of the 82,600 small businesses in
Maryland) would be eligible for the credit. For more information, visit http://smallbusinesstaxcredits.org/
Vermont. On March 5, the Vermont Agency of Human Services, Department
of Vermont Health Access, adopted the gBlueprint for Health Manual,h -a guide
for primary care practices, health centers, hospitals, and providers of health
services (medical and non-medical)--to implement the Blueprintfs Multi-payer
Advanced Primary Care Practice (MAPCP) model The Blueprint for Health is a state
led program dedicated to achieving well coordinated and seamless health
services, with an emphasis on prevention and wellness. For more information,
visit http://hcr.vermont.gov/blueprint_for_health.
Vermont also passed on February 17 an Omnibus Appropriations Act that adjusts
state insurance rate review to be consistent with the ACA. For more information,
visit http://www.leg.state.vt.us/ResearchMain.cfm
Wisconsin. Act No. 2011-10, enacted on March 11, requires the state to
study to the feasibility of requiring state employees to receive health care
coverage through a health benefits exchange established pursuant to the ACA and
to create a health care insurance purchasing pool for all public employees and
individuals receiving health care coverage under the statefs Medical Assistance
program. For more information, visit http://nxt.legis.state.wi.us/.
Wyoming. WYH50, Health Care Reform and Insurance Exchange, provides
for a study to determine whether the state should establish and operate a
Wyoming health insurance exchange or participate in a regional exchange. For
more information, visit http://legisweb.state.wy.us/. WY SJR 2,
Constitutional Amendments and Health Care, proposes to amend the Wyoming
Constitution by specifying that no federal or state law shall compel
participation in any health care system by any person, employer or health care
provider. For more information, visit, http://legisweb.state.wy.us.
For more information on this and related topics, consult the CCH Pension Plan Guide,
CCH Employee Benefits
Management, and Spencer's Benefits
Reports.